Electronic Payments Coalition
April 1, 2012 No Comments
Only 14.6% of online retailers that responded to the survey say they’re paying lower fees on debit card transactions, while 17.7% say they’re paying more and 67.7% say their debit…
Electronic Payments Coalition
February 28, 2012 No Comments
This is the first in a series of semi-annual reports to coincide with the Federal Reserve Chairman’s Humphrey-Hawkins testimony before Congress. The aim of these reports is to provide a…
Electronic Payments Coalition
February 20, 2012 No Comments
According to an Ipsos Public Affairs survey, only seven percent of respondents believe most retailers are passing their savings on to consumers now that the government has lowered the amount retailers…
Electronic Payments Coalition
December 8, 2011 No Comments
The research presented in this document sought to identify evidence that retail customers are not seeing any benefit from these price controls. This exercise compared identical baskets of goods before…
Electronic Payments Coalition
November 18, 2011 No Comments
The Federal Reserve’s debit interchange fee cap, which went into effect on Oct. 1, may cost the banking industry $8 billion annually. The top 10 U.S. banks say they intend…
Electronic Payments Coalition
September 1, 2011 No Comments
Some 41% of card-not-present merchants responding to the survey at the Direct Response Forum’s annual conference earlier this month said they do not intend to pass on lower debit card…
Electronic Payments Coalition
September 1, 2011 No Comments
New records were set in two categories in this year’s study. Fees for nonsufficient funds, or overdrafts, hit a new high for the 13th consecutive year, while ATM fees rose…
Electronic Payments Coalition
August 16, 2011 No Comments
This Javelin Strategy report explores the initial outcomes, implications, and longer‐term expectations of the Durbin Amendment as it moves toward initial implementation in October of this year, detailing the amendment’s…
We are the credit unions, community banks, payment card networks, and institutions who support the backbone of our economic system: electronic payments.