New Study Confirms Durbin-Marshall, State Credit Card Mandates Hurt Community Banks, Credit Unions, Consumers

The Data is Clear: The Durbin-Marshall Credit Card Bill Will Harm Small Businesses

All You Need to Know about the Durbin-Marshall Credit Card Bill

Guard Your Card: Protecting Your Private Data

New EPC Study Shows Credit Card Rewards are a Lifeline for Working Class Americans

New Study Shows LMI Households Rely on Credit Card Rewards

A Staffer’s Guide to Meeting with the National Restaurant Association

March 9, 2026 Electronic Payments Coalition

The EPC has created a guide for Capitol Hill staffers who are meeting with lobbyists from the National Restaurant Association.

The Data is Clear: The Durbin-Marshall Credit Card Mandates Will Harm Credit Unions and Community Banks

February 9, 2026 Electronic Payments Coalition

It’s been over a decade since the Durbin Amendment placed price caps and routing mandates on debit cards. In that time, independent and government reports have shown small financial institutions…

Corporate Mega-Stores Are Driving Higher Prices for Americans

January 27, 2026 Electronic Payments Coalition

The Electronic Payments Coalition released a new explainer document illustrating the true driver of prices for American families: corporate mega-store greed. While prices at corporate mega-stores have skyrocketed faster than inflation, the cost to…

Credit Cards Promote Everyday Affordability for Americans

January 21, 2026 Electronic Payments Coalition

Affordability and prosperity boil down to how easily working families and small businesses can participate in today’s economy. They need flexibility, security, and options that offer them real value. Credit…

All You Need to Know about the Durbin-Marshall Credit Card Mandates

January 15, 2026 Electronic Payments Coalition

Megaretailers like Walmart, Target, and Home Depot are working to convince their allies in Congress to pass corporate welfare legislation paid for by American consumers. These Main Street job killing…

EU Provides Cautionary Case Study for Durbin-Marshall Mandates

January 15, 2026 Electronic Payments Coalition

The Electronic Payments Coalition released a document highlighting the harmful impact government credit card mandates had on European consumers. Following the implementation of those mandates in the EU, Europeans have…

EPC Explainer: Why Congress Should Oppose the Durbin-Marshall Credit Card Bill

January 14, 2026 Electronic Payments Coalition

The EPC has created an explainer handout that includes a general summary of the Durbin-Marshall Credit Card Bill and its negative impact on consumers, small businesses, and financial institutions. This…

Durbin-Marshall Mandates: A Bad Deal for Small Businesses, Consumers, Community Banks, & Credit Unions

January 13, 2026 Electronic Payments Coalition

Study after study from respected economists, academics, independent think tanks, and nonpartisan government agencies shows these mandates do not lead to lower prices at the checkout. Instead, they disproportionately benefit…

Credit Card Rate Caps Effectively Eliminate Access for Up to 190 Million Americans

January 12, 2026 Electronic Payments Coalition

A new Electronic Payments Coalition study found nearly 90% of current cardholders – between 175-190 million Americans – would effectively lose access to credit. Essentially, any American with a credit…

The Truth About International Interchange

November 21, 2025 Electronic Payments Coalition

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