Electronic Payments Coalition

Credit Cards Promote Everyday Affordability for Americans

Affordability and prosperity boil down to how easily working families and small businesses can participate in today’s economy. They need flexibility, security, and options that offer them real value. Credit cards make this possible by protecting consumers from fraud, expanding access to credit, and lowering costs through reward programs Americans use on everyday purchases – further fueling growth across our economy.

Updated last: 
February 18, 2026

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