Fact Check: Merchants, Retailers Hit Record Sales Thanks to Card Usage

A Guide to Meeting with the National Association of Convenience Stores (NACS) This Week

A Staffer’s Guide to Meeting with the National Restaurant Association

The Data is Clear: The Durbin-Marshall Credit Card Mandates Will Harm Credit Unions and Community Banks

Corporate Mega-Stores Are Driving Higher Prices for Americans

Credit Cards Promote Everyday Affordability for Americans

All You Need to Know about the Durbin-Marshall Credit Card Mandates

EU Provides Cautionary Case Study for Durbin-Marshall Mandates

EPC Explainer: Why Congress Should Oppose the Durbin-Marshall Credit Card Bill

Durbin-Marshall Mandates: A Bad Deal for Small Businesses, Consumers, Community Banks, & Credit Unions

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Gas Retailers Gained a $1 Billion Subsidy from Durbin Amendment

Electronic Payments Coalition April 16, 2012 No Comments

New data finds that gas retailers are saving a $1 billion annually at the expense of consumers, thanks to the so-called “Durbin amendment,” a provision of the Dodd-Frank legislation which…

Prepaid Cards and Products in 2012: Enabling Financial Access for Underbanked and Gen Y Consumers

Electronic Payments Coalition April 11, 2012 No Comments

Prepaid card use rose by about 18 percent in 2011 as consumers dropped traditional banking products such as checking accounts with higher fees, according to a study from Javelin Strategy. About…

The Internet Retailer Survey: Lower debit card rates elude most online retailers, but it’s still early

Electronic Payments Coalition April 1, 2012 No Comments

Only 14.6% of online retailers that responded to the survey say they’re paying lower fees on debit card transactions, while 17.7% say they’re paying more and 67.7% say their debit…

The Hamilton Financial Index: A semi-annual report on the state of our financial services industry

Electronic Payments Coalition February 28, 2012 No Comments

This is the first in a series of semi-annual reports to coincide with the Federal Reserve Chairman’s Humphrey-Hawkins testimony before Congress. The aim of these reports is to provide a…

EPC Press Release on Ipsos Survey Results

Electronic Payments Coalition February 20, 2012 No Comments

According to an Ipsos Public Affairs survey, only seven percent of respondents believe most retailers are passing their savings on to consumers now that the government has lowered the amount retailers…

Where’s the Debit Discount?

Electronic Payments Coalition December 8, 2011 No Comments

The research presented in this document sought to identify evidence that retail customers are not seeing any benefit from these price controls. This exercise compared identical baskets of goods before…

Bloomberg Government Study: Business Impact of the Dodd-Frank Debit Fee Cap

Electronic Payments Coalition November 18, 2011 No Comments

The Federal Reserve’s debit interchange fee cap, which went into effect on Oct. 1, may cost the banking industry $8 billion annually. The top 10 U.S. banks say they intend…

Direct Response Forum Survey

Electronic Payments Coalition September 1, 2011 No Comments

Some 41% of card-not-present merchants responding to the survey at the Direct Response Forum’s annual conference earlier this month said they do not intend to pass on lower debit card…

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