Rewards aren’t just luxurious extras or bonus travel perks, for many Americans, these rewards serve as a financial lifeline to stretch budgets, covering everyday expenses and seasonal spending like holidays and back-to-school shopping. In fact, since 2020, rewards ownership has grown the fastest among low-to-moderate income households.
15.1M
domestic passengers redeem rewards miles each year.
$901M
in state and local tax revenue.
$23.4B
in total economic impact.
Cardholders with incomes less than
$60,000
redeem rewards at rates consistent with upper income cardholders.
low-to-moderate income households now hold a rewards card, providing more families with access to cash-back, points, and other benefits that support household budgets.
183,000
jobs are directly supported by rewards on co-branded airline cards.