Electronic Payments Coalition

Source: Industry

Professor Zywicki’s Letter on the Financial CHOICE Act

Professor Todd Zywicki’s letter to the House Financial Services Committee offers support for repealing the Durbin Amendment, as included in the Financial CHOICE Act. [pdfviewer width=”800px” height=”900px” beta=”false”]https://epc1.wpengine.com/wp-content/uploads/2016/07/Zywicki-Letter-on-Financial-CHOICE-Act.pdf[/pdfviewer]
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Interchange Fee Warnings Coming True in EU

We have often warned about the negative effects of interchange fee regulation and specifically a cap on interchange fees. Last year we warned the European Parliament that a proposed EU-wide…
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Chip Card FAQs

Chip cards are payment cards that have an embedded chip. Chip cards offer you advanced security when you use the chip to pay in store or at an ATM.
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EMV Chip Cards: The Future of Payments

This EMV Migration Forum infographic was designed to answer the key questions surrounding the U.S. migration to EMV chip cards for payment. From this infographic, readers will learn what the…
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US Market –The Big Picture

EMV migration is not just about security but also about migration to a global standard that not only offers better security, but is the baseline for new payment products and…
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The Changing Landscape of Payments

Chip or “smart” cards are credit, debit or prepaid cards that have an embedded microchip Microchip generates a dynamic one-time use code (a cryptogram) Prevents the data from being re-used…
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EMV Chip Cards

Soon “chip” or “EMV” cards, using smart technology providing enhanced security, will be replacing everyone’s magnetic-stripe cards. The letters “EMV” refer to the technology’s originating team: Europay, MasterCard and Visa.…
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Chip Cards

Each time you insert your chip card into a chip-enabled terminal, a unique security code is generated. This makes it extremely difficult for anyone to reuse your information and better…
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Chip cards are the cards of the future.

Chip cards are credit and debit cards embedded with a microprocessor on the front and the traditional magnetic stripe on the back. They are also known as “chip”, “smart” or…
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