Electronic Payments Coalition
September 17, 2015 No Comments
A chip adds another layer of security to cards when used at a chip card reader. During the chip transaction, the chip produces a single-use code to validate the transaction…
Electronic Payments Coalition
September 17, 2015 No Comments
As chip technology will soon become the security standard in the U.S., many merchants are beginning to accept chip cards and we want you to be ready. You’ll enjoy greater…
Electronic Payments Coalition
September 17, 2015 No Comments
Visa connects the world through secure commerce and is constantly working to protect your payment information. Visa’s global fraud rate is less than 6 cents for every $100 transacted –…
Electronic Payments Coalition
September 17, 2015 No Comments
We all use our debit and credit cards for shopping, eating out and buying groceries. Soon you can do so with the added security benefits of an EMV chip card.…
Electronic Payments Coalition
September 17, 2015 No Comments
We know that safety and security are top priorities for our issuers, your customers, merchants and others. That’s why we won’t stand still in developing new and better ways to keep payments safe. As…
Electronic Payments Coalition
September 17, 2015 No Comments
Today’s tech-savvy consumers are quickly adapting to digital devices, turning them into powerful payment vehicles. At the same time, the safety and security of these transactions is paramount. The EMV…
Electronic Payments Coalition
August 28, 2015 No Comments
This congressional testimony summarizes the effects on consumers and the economy of Dodd-Frank, the Durbin Amendment the Consumer Financial Protection Bureau, and other government regulations (such as the CARD Act…
Electronic Payments Coalition
May 9, 2013 No Comments
The Federal Reserve Bank of Richmond published the report “Debit Card Interchange Fee Regulation: Some Assessments and Considerations” in the third quarter 2012 issue of Economic Quarterly. The report analyzes…
Electronic Payments Coalition
March 18, 2013 No Comments
The survey found that 72 percent of credit union checking accounts remain free and 39 percent of bank checking accounts remain free. The article notes that one reason for the…
We are the credit unions, community banks, payment card networks, and institutions who support the backbone of our economic system: electronic payments.