Fact Check: Merchants, Retailers Hit Record Sales Thanks to Card Usage

A Guide to Meeting with the National Association of Convenience Stores (NACS) This Week

A Staffer’s Guide to Meeting with the National Restaurant Association

The Data is Clear: The Durbin-Marshall Credit Card Mandates Will Harm Credit Unions and Community Banks

Corporate Mega-Stores Are Driving Higher Prices for Americans

Credit Cards Promote Everyday Affordability for Americans

All You Need to Know about the Durbin-Marshall Credit Card Mandates

EU Provides Cautionary Case Study for Durbin-Marshall Mandates

EPC Explainer: Why Congress Should Oppose the Durbin-Marshall Credit Card Bill

Durbin-Marshall Mandates: A Bad Deal for Small Businesses, Consumers, Community Banks, & Credit Unions

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Joint Financial Sector Letter Opposing Durbin-Marshall Amendments to NDAA

Electronic Payments Coalition July 14, 2023 No Comments

WASHINGTON, D.C. — Today, ten trade associations representing virtually all banks and credit unions, including those primarily serving military-affiliated customers and members, sent a joint letter to Congressional leaders expressing strong…

CUNA Study Outlines Consumer Harm Caused By Interchange Price Caps and Routing Mandates

Electronic Payments Coalition July 13, 2023 No Comments

This week, the Credit Union National Association (CUNA) released the findings of a new study they commissioned on the effects of the 2010 Durbin Amendment’s debit price controls and routing mandates on…

Doomed to Fail: The Consequences of the Original Durbin Amendment

Electronic Payments Coalition July 5, 2023 No Comments

Since its last minute addition to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, the original Durbin Amendment has continuously failed consumers. Congress must avoid repeating history…

Merchant Groups And Their Allies How Does Anyone Trust Them?

Electronic Payments Coalition June 27, 2023 No Comments

Senator Dick Durbin and his merchant and retail allies made some big promises when they proposed debit card interchange regulations back in 2010. Turns out, none of those promises were…

How the Big-Box Bill (S. 1838/H.R. 3881) Undermines Credit Card Security and Innovation

Electronic Payments Coalition June 22, 2023 No Comments

Senator Dick Durbin (D-IL) and his big-box retailer allies are back to their old tricks. This time, they’re trying to pass their disastrous Big Box Bill (S. 1838/H.R. 3881) under…

Competition in the Payments Space: Debunking the Myths about Competition

Electronic Payments Coalition June 22, 2023 No Comments

There is intense competition in payments, facilitated by the rise of e-commerce and new market entrants during the pandemic. The payments market is much broader than traditional players with new…

Interchange = Access to Credit

Electronic Payments Coalition June 20, 2023 No Comments

Interchange allows financial institutions the ability to provide access to credit, especially in underserved, rural, and low-income communities. Without interchange, many institutions would be forced to stop issuing credit cards…

A Capitol Hill Staffer Guide to Meeting with the National Restaurant Association

Electronic Payments Coalition June 19, 2023 No Comments

This week, as Capitol Hill staff meet with representatives and members from the National Restaurant Association, they will likely hear certain arguments about credit card interchange fees and the falsely-named,…

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