The Data is Clear: The Durbin-Marshall Credit Card Mandates Will Harm Credit Unions and Community Banks

Corporate Mega-Stores Are Driving Higher Prices for Americans

Credit Cards Promote Everyday Affordability for Americans

All You Need to Know about the Durbin-Marshall Credit Card Mandates

EU Provides Cautionary Case Study for Durbin-Marshall Mandates

EPC Explainer: Why Congress Should Oppose the Durbin-Marshall Credit Card Bill

Durbin-Marshall Mandates: A Bad Deal for Small Businesses, Consumers, Community Banks, & Credit Unions

Credit Card Rate Caps Effectively Eliminate Access for Up to 190 Million Americans

The Truth About International Interchange

The Ghostly Impact of Durbin’s Debit Mandates on Your Wallet

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De Nederlandsche Bank Research on Interchange Fees

Electronic Payments Coalition December 2, 2008 No Comments

An empirical analysis of surcharging card payments and payment behaviour in the Netherlands.

Thomas Jefferson School of Law Study

Electronic Payments Coalition September 1, 2008 No Comments

This study argues that banking services benefit customers compared to systems where retailers deny card use.

United States General Accounting Office Report to the Congressional Requestors

Electronic Payments Coalition May 1, 2008 No Comments

The GAO reports that federal entities are taking actions to limit their interchange fees, but additional revenue collection cost savings may exist.

Regulatory intervention in the payment card industry by the Reserve Bank of Australia

Electronic Payments Coalition April 28, 2008 No Comments

This CRA International report illustrates that, due to interchange regulation, on average, the annual fees paid by consumers increased 22 percent from 2001 to 2004 while annual fees for rewards…

Statement for the Record Before the Committee on Banking, Housing and Urban Affairs

Electronic Payments Coalition January 27, 2007 No Comments

This statement outlines how the proposed rate for debit card interchange does not come close to covering all of the costs that a debit card issuer incurs, much less the…

FMI Research Study: Supermarket Security and Loss Prevention 2007

Electronic Payments Coalition January 1, 2007 No Comments

This FMI Research study reports on 8,893 stores who share their experience with balancing budgets, equipment and personnel to create the best loss prevention strategies. It provides an in-depth look…

AEI-Brookings Joint Center for Regulatory Studies: The Economics of a Cashless Society: An Analysis of the Costs and Benefits of Payment Instruments

Electronic Payments Coalition September 1, 2004 No Comments

This study provides an economic approach for assessing the relative costs and benefits of various payment methods. It is the first study to examine empirically the move toward a cashless…

What does it Cost to Make a Payment?

Electronic Payments Coalition June 1, 2003 No Comments

This study surveyed the limited data that exists concerning the cost of making/receiving a payment by banks, retailers, and other parties to a transaction. Since an electronic payment costs between…

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