Fact Check: Merchants, Retailers Hit Record Sales Thanks to Card Usage

A Guide to Meeting with the National Association of Convenience Stores (NACS) This Week

A Staffer’s Guide to Meeting with the National Restaurant Association

The Data is Clear: The Durbin-Marshall Credit Card Mandates Will Harm Credit Unions and Community Banks

Corporate Mega-Stores Are Driving Higher Prices for Americans

Credit Cards Promote Everyday Affordability for Americans

All You Need to Know about the Durbin-Marshall Credit Card Mandates

EU Provides Cautionary Case Study for Durbin-Marshall Mandates

EPC Explainer: Why Congress Should Oppose the Durbin-Marshall Credit Card Bill

Durbin-Marshall Mandates: A Bad Deal for Small Businesses, Consumers, Community Banks, & Credit Unions

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A Letter from Barney Frank to the Board of Governors of the Federal Reserve

Electronic Payments Coalition December 15, 2010 No Comments

A letter from Senator Frank warning of the possible consumer harm which could result from interchange regulation.

Letter from 13 Senators to Mr. Bernanke

Electronic Payments Coalition December 9, 2010 No Comments

A Letter from 13 Senators warning Mr. Bernanke of the potential consumer harm from interchange regulation.

Filene Research Institute Report: Interchange Regulation: Implications for Credit Unions

Electronic Payments Coalition December 1, 2010 No Comments

In Interchange Regulation: Implications for Credit Unions, author Adam Levitin builds on his previous research to dissect the Dodd- Frank Act and, in particular, the Durbin amendment affecting debt interchange.…

ICLE: The Economics of Payment Card Interchange Fees and the Limits of Regulation

Electronic Payments Coalition June 2, 2010 No Comments

This study by Todd J. Zywicki identifies both the theoretical and actual failings of such debit regulation. Payment cards are a secure, inexpensive, welfare-increasing payment mechanism largely unlike any other…

Hand Written Notes of Senator Durbin

Electronic Payments Coalition January 1, 2010 No Comments

Senator Durbin’s last-minute hand written notes added to his amendment.

Fact Sheet: Checks And Debit Cards Aren’t The Same

Electronic Payments Coalition March 24, 2009 No Comments

Fact sheet explaining how retailers are arguing for pricing parity between debit cards and checks even though they know that checks are not free, are a far more risky form of…

Credit Card Market: Economic Benefits and Industry Trends

Electronic Payments Coalition March 1, 2009 No Comments

In this study, “Credit Cards and Small Business: The Benefits, Opportunities and Policy Debate,” SBE Council Chief Economist Raymond J. Keating highlights key moments in the history of the credit…

Competitive Enterprise Institute Report: Payment Card Networks under Assault

Electronic Payments Coalition January 1, 2009 No Comments

This issue analysis report explains how capping interchange fees will hurt consumers, charities, community banks, and credit unions.

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