Resources

The Data is Clear: The Durbin-Marshall Credit Card Mandates Will Harm Credit Unions and Community Banks

Corporate Mega-Stores Are Driving Higher Prices for Americans

Credit Cards Promote Everyday Affordability for Americans

All You Need to Know about the Durbin-Marshall Credit Card Mandates

EU Provides Cautionary Case Study for Durbin-Marshall Mandates

EPC Explainer: Why Congress Should Oppose the Durbin-Marshall Credit Card Bill

Durbin-Marshall Mandates: A Bad Deal for Small Businesses, Consumers, Community Banks, & Credit Unions

Credit Card Rate Caps Effectively Eliminate Access for Up to 190 Million Americans

The Truth About International Interchange

The Ghostly Impact of Durbin’s Debit Mandates on Your Wallet

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Electronic Payments Coalition Written Statement on Fed Rule

Electronic Payments Coalition February 27, 2011 No Comments

Written statement of the Electronic Payments Coalition submitted to the House Financial Services Committee Subcommittee on Financial Institutions and Consumer Credit on “Understanding the Federal Reserve’s Proposed Rule on Interchange Fees: Implications and Consequences of…

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CATO and New York University Law School Study on Interchange Regulation

Electronic Payments Coalition February 24, 2011 No Comments

The study argues that the dangerous experiment of the Durbin Amendment is a reckless exercise in price controls.

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Sens. Hagan and Bennet to Chairman Bernanke

Electronic Payments Coalition February 24, 2011 No Comments

Senators Hagan and Bennet note the potential harmful effects of the debit card rule upon small financial institutions.

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Economic Analysis of the Effects of the Federal Reserve Board’s Proposed Debit Card Interchange Fee Regulations on Consumers and Small Businesses

Electronic Payments Coalition February 22, 2011 No Comments

This paper examines the impact of the reductions in interchange fees proposed by the the Federal Reserve Board on consumers and small businesses. It finds that consumers and small business would…

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Institutions Urge Revision of Federal Debit Rule

Electronic Payments Coalition February 22, 2011 No Comments

Every major national bank and credit union trade association joined together to urge fundamental revisions of the Federal Reserve’s debit card ruling.

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Comments of the National Taxpayers Union To the Board of Governors of the Federal Reserve

Electronic Payments Coalition February 22, 2011 No Comments

The NTU argues that debit regulation is nothing, but a harmful price control.

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Comments of the Greenlining Institute on the Federal Reserve Proposed Regulation II: Debit Card Interchange Fees and Routing

Electronic Payments Coalition February 22, 2011 No Comments

The Greenlining Institute argues that debit regulation will cause great harm low income consumers.

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Letter from Rep. Owens and Others to Chairman Bernanke

Electronic Payments Coalition February 22, 2011 No Comments

Members of Congress write to Mr. Benanke to express fears over interchange regulations’ harmful consequences for small businesses and institutions.

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We are the credit unions, community banks, payment card networks, and institutions who support the backbone of our economic system: electronic payments.

Electronic Payments Coalition

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