Electronic Payments Coalition
August 14, 2012 No Comments
The 2011 Debit Issuer Study, commissioned by PULSE, finds that small debit card issuers, including community banks and credit unions, on average expect a 73 percent decrease in debit interchange…
Electronic Payments Coalition
June 26, 2012 No Comments
This study from the Georgia Public Policy Foundation examines the effects of the Dodd-Frank Act on the Georgia economy. Georgia has been disproportionately affected by the financial crisis and this…
Electronic Payments Coalition
June 20, 2012 No Comments
This report from Moody’s examines the effects of the Durbin amendment on banks and payment processors. The report speculates that Durbin amendment’s reform of debit interchange and routing practices hits banks…
Electronic Payments Coalition
June 11, 2012 No Comments
The letter, signed by leaders of 18 center-right groups, calls for members Congress to reject price controls on retailers but to support a bipartisan bill to repeal the Durbin price…
Electronic Payments Coalition
April 16, 2012 No Comments
According to new research by Phoenix Marketing International, half of all non-cash payments for fuel are made with a debit card (36 percent of all payments including cash), making it…
Electronic Payments Coalition
April 16, 2012 No Comments
New data finds that gas retailers are saving a $1 billion annually at the expense of consumers, thanks to the so-called “Durbin amendment,” a provision of the Dodd-Frank legislation which…
Electronic Payments Coalition
April 11, 2012 No Comments
Prepaid card use rose by about 18 percent in 2011 as consumers dropped traditional banking products such as checking accounts with higher fees, according to a study from Javelin Strategy. About…
Electronic Payments Coalition
February 28, 2012 No Comments
This is the first in a series of semi-annual reports to coincide with the Federal Reserve Chairman’s Humphrey-Hawkins testimony before Congress. The aim of these reports is to provide a…
Electronic Payments Coalition
February 20, 2012 No Comments
According to an Ipsos Public Affairs survey, only seven percent of respondents believe most retailers are passing their savings on to consumers now that the government has lowered the amount retailers…
Electronic Payments Coalition
December 8, 2011 No Comments
The research presented in this document sought to identify evidence that retail customers are not seeing any benefit from these price controls. This exercise compared identical baskets of goods before…
We are the credit unions, community banks, payment card networks, and institutions who support the backbone of our economic system: electronic payments.