Electronic Payments Coalition

Resource Topic: Consumer Harm

Direct Response Forum Survey

Some 41% of card-not-present merchants responding to the survey at the Direct Response Forum’s annual conference earlier this month said they do not intend to pass on lower debit card…
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2011 CHECKING ACCOUNT SURVEY

New records were set in two categories in this year’s study. Fees for nonsufficient funds, or overdrafts, hit a new high for the 13th consecutive year, while ATM fees rose…
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Letter Regarding Michaels Stores Data Breach

Recent security breaches at big box stores like Michael’s are something credit unions are currently combating. They are helping consumers and ensuring the smooth process of payment services. However, the…
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CUNA Letter to Senators Tester and Corker

CUNA argues that due to debit interchange regulation, credit unions across the country will be forced to bear even more of the cost of merchant data breaches while the merchants…
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The Heritage Foundation Report

This report from the Heritage Foundation finds that the Durbin amendment will make it harder for consumers to use debit cards, hurt banks and credit unions, and increase fees that…
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