The Data is Clear: The Durbin-Marshall Credit Card Mandates Will Harm Credit Unions and Community Banks

Corporate Mega-Stores Are Driving Higher Prices for Americans

Credit Cards Promote Everyday Affordability for Americans

All You Need to Know about the Durbin-Marshall Credit Card Mandates

EU Provides Cautionary Case Study for Durbin-Marshall Mandates

EPC Explainer: Why Congress Should Oppose the Durbin-Marshall Credit Card Bill

Durbin-Marshall Mandates: A Bad Deal for Small Businesses, Consumers, Community Banks, & Credit Unions

Credit Card Rate Caps Effectively Eliminate Access for Up to 190 Million Americans

The Truth About International Interchange

The Ghostly Impact of Durbin’s Debit Mandates on Your Wallet

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2011 FDIC National Survey of Unbanked and Underbanked Households

Electronic Payments Coalition September 18, 2012 No Comments

In June 2011, the FDIC sponsored the second National Survey of Unbanked and Underbanked Households to collect data on the number of U.S. households that are unbanked and underbanked, their…

Pulse: Debit Issuer Study

Electronic Payments Coalition August 14, 2012 No Comments

The 2011 Debit Issuer Study, commissioned by PULSE, finds that small debit card issuers, including community banks and credit unions, on average expect a 73 percent decrease in debit interchange…

Government Barriers to Georgia’s Growth: How Dodd-Frank Price Controls Poach the Peach State’s Prosperity

Electronic Payments Coalition June 26, 2012 No Comments

This study from the Georgia Public Policy Foundation examines the effects of the Dodd-Frank Act on the Georgia economy. Georgia has been disproportionately affected by the financial crisis and this…

Moody’s Investor Service: New Debit Rules Hurt Banks and Reshape the Payment Processor Market

Electronic Payments Coalition June 20, 2012 No Comments

This report from Moody’s examines the effects of the Durbin amendment on banks and payment processors. The report speculates that Durbin amendment’s reform of debit interchange and routing practices hits banks…

Center-Right Groups Oppose Price Controls on Retailers and Banks

Electronic Payments Coalition June 11, 2012 No Comments

The letter, signed by leaders of 18 center-right groups, calls for members Congress to reject price controls on retailers but to support a bipartisan bill to repeal the Durbin price…

Card Hub: Interchange Fee Study

Electronic Payments Coalition May 1, 2012 No Comments

This study has been updated multiple times with new information as the Durbin Amendment made its way through Congress and ultimately took effect on October 1, 2011. On May 1,…

Phoenix 2011 POS Profile & Trend Report: Gas Station Purchases

Electronic Payments Coalition April 16, 2012 No Comments

According to new research by Phoenix Marketing International, half of all non-cash payments for fuel are made with a debit card (36 percent of all payments including cash), making it…

Gas Retailers Gained a $1 Billion Subsidy from Durbin Amendment