Fact Check: Merchants, Retailers Hit Record Sales Thanks to Card Usage

A Guide to Meeting with the National Association of Convenience Stores (NACS) This Week

A Staffer’s Guide to Meeting with the National Restaurant Association

The Data is Clear: The Durbin-Marshall Credit Card Mandates Will Harm Credit Unions and Community Banks

Corporate Mega-Stores Are Driving Higher Prices for Americans

Credit Cards Promote Everyday Affordability for Americans

All You Need to Know about the Durbin-Marshall Credit Card Mandates

EU Provides Cautionary Case Study for Durbin-Marshall Mandates

EPC Explainer: Why Congress Should Oppose the Durbin-Marshall Credit Card Bill

Durbin-Marshall Mandates: A Bad Deal for Small Businesses, Consumers, Community Banks, & Credit Unions

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Coalition Letter Opposing Regulation on Debit Interchange

Electronic Payments Coalition February 3, 2022 No Comments

On February 1, 2022, several banking organizations, including a number of EPC members, penned a letter to the Federal Reserve. The letter was in response to the Fed’s recent proposal…

EPC Explainer Video: Interchange 101, the Value of Interchange

Electronic Payments Coalition January 27, 2022 No Comments

Have you ever wondered how credit and debit cards work? The answer is interchange. Interchange fees are an essential part of the electronic payments ecosystem that ensures its functionality. Financial…

Understanding Buy Now, Pay Later

Electronic Payments Coalition January 25, 2022 No Comments

Buy Now, Pay Later (BNPL) is the latest, immensely popular trend within the electronic payments industry, totaling $100 billion worth of domestic purchases in 2021 alone. But despite its growing…

Credit Cards and the Reverse Robin Hood Fallacy: A Primer

Electronic Payments Coalition December 3, 2021 No Comments

The International Center for Law and Economics (ICLE) recently released a study addressing the “Reverse Robin Hood” fallacy, a belief which holds that credit card rewards function as a transfer…

The Value of Rewards: October 2021

Electronic Payments Coalition November 17, 2021 No Comments

Today, the EPC released its report on the value of electronic payments rewards programs. The report illustrates the numerous benefits that credit and debit card rewards offer retailers and consumers…

Credit Cards and the Reverse Robin Hood Fallacy: Do Credit Card Rewards Really Steal from the Poor and Give to the Rich?

Electronic Payments Coalition November 15, 2021 No Comments

Recently, the International Center for Law and Economics (ICLE) published a study analyzing the credit card market and the “Reverse Robin Hood” fallacy—the erroneous belief that credit card rewards programs…

Myth vs. Fact: Setting the Record Straight on Credit and Debit Routing

Electronic Payments Coalition November 12, 2021 No Comments

On October 19, 2021, Payments Dive published an op-ed by Doug Kantor advocating increased government regulation in the electronic payments industry, entitled, “Retailer groups urge credit swipe routing changes.” The…

EPC Q4 2021 Data Dashboard

Electronic Payments Coalition November 10, 2021 No Comments

The EPC released its Q4 2021 Data Dashboard, providing a quarterly update on various metrics related to the electronic payments industry, including card rewards, purchase volume, fraud, interchange, and merchant…

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