Electronic Payments Coalition - Electronic Payments Coalition

Study Shows LMI Households Rely on Credit Card Rewards

Electronic Payments Coalition June 23, 2026 No Comments

The Electronic Payments Coalition released a new report examining how American consumers, including lower-income consumers, utilize reward credit cards and how proposals restricting card issuers’ ability to offer reward credit…

EPC Statement on Preliminary Approval of Approximately $200+ Billion Small Business Credit Card Agreement

Electronic Payments Coalition June 9, 2026 No Comments

WASHINGTON, DC — Electronic Payments Coalition (EPC) Executive Chairman Richard Hunt issued the following statement after the court’s preliminary approval of the small business credit card agreement between Visa, Mastercard,…

With Third Federal Action, NCUA Reaffirms Illinois Interchange Law is Unworkable — Repeal Remains the Only Fix

Electronic Payments Coalition June 9, 2026 No Comments

“State legislators elsewhere should note, a patchwork of state interchange mandates is not a policy solution. It is a recipe for confusion, higher costs, less access, fewer protections and ultimately…

Gov. Polis Veto Prevents “Credit Card Chaos” from Harming Colorado Consumers, Small Businesses, Union Jobs & Tourism Economy

Electronic Payments Coalition June 3, 2026 No Comments

“Governor Polis made the prudent and responsible decision for Colorado” and “recognized that protecting consumers, small businesses, union jobs, and Colorado’s economy – especially in communities dependent on tourism –…

Court Deals Another Major Blow to Illinois’ Credit & Debit Card Chaos Law; EPC Repeats Call for Full Repeal

Electronic Payments Coalition June 1, 2026 No Comments

“The court’s ruling is clear … This unworkable law singles out Illinois’ own hometown banks and credit unions, creating uncertainty and confusion for their customers and the state’s small businesses.…

Illinois Delays “Credit Card Chaos,” but Full Repeal Remains the Only Real Solution

Electronic Payments Coalition June 1, 2026 No Comments

“We appreciate lawmakers again delaying this law to prevent immediate disruption for Illinois consumers, small businesses, community banks, and credit unions … Delaying the chaos is not the same as…

EPC Files Comments Supporting OCC’s Efforts to Preserve Safe, Secure, Efficient National Payment System Against State-Level Card Chaos Laws

Electronic Payments Coalition May 29, 2026 No Comments

Letter supports OCC’s rule and order preempting state interchange laws, clarifying National Bank Act authority *** EPC’s Hunt: “Allowing individual states to impose differing interchange mandates would create operational disruption,…

Electronic Payments Coalition Names Erik Johnson as U.S. Government Affairs Lead

Electronic Payments Coalition May 19, 2026 No Comments

WASHINGTON, DC — The Electronic Payments Coalition today announced Erik Johnson has been named Managing Director of U.S. Government Affairs. Johnson brings more than 20 years of financial services policy…

Federal Court Reinforces State Interchange Laws Are Federally Preempted

Electronic Payments Coalition May 8, 2026 No Comments

EPC’s Hunt: “States cannot impose conflicting and commerce-disrupting requirements on the national payments system. These state interchange laws are deeply flawed, unworkable, economically disruptive … Lawmakers across the country should…

Federal Court Action Reinforces Need for Veto of CO General Assembly’s Flawed Card Bill

Electronic Payments Coalition May 8, 2026 No Comments

Contact:Katie Farnan720-404-2502katie@thebighorncompany.com Denver, CO — The Electronic Payments Coalition (EPC) today again urged Governor Jared Polis to veto recently passed interchange legislation in Colorado following a major federal court action…

Author: Electronic Payments Coalition

Study Shows LMI Households Rely on Credit Card Rewards

EPC Statement on Preliminary Approval of Approximately $200+ Billion Small Business Credit Card Agreement

With Third Federal Action, NCUA Reaffirms Illinois Interchange Law is Unworkable — Repeal Remains the Only Fix

Gov. Polis Veto Prevents “Credit Card Chaos” from Harming Colorado Consumers, Small Businesses, Union Jobs & Tourism Economy

Court Deals Another Major Blow to Illinois’ Credit & Debit Card Chaos Law; EPC Repeats Call for Full Repeal

Illinois Delays “Credit Card Chaos,” but Full Repeal Remains the Only Real Solution

EPC Files Comments Supporting OCC’s Efforts to Preserve Safe, Secure, Efficient National Payment System Against State-Level Card Chaos Laws

Electronic Payments Coalition Names Erik Johnson as U.S. Government Affairs Lead

Federal Court Reinforces State Interchange Laws Are Federally Preempted

Federal Court Action Reinforces Need for Veto of CO General Assembly’s Flawed Card Bill

Quick Links

Key Issues

Research