Tag: Rate Cap

Credit Card Rate Caps Eliminate Access for 175-190 Million Americans, Nearly 90% of Cardholders

Electronic Payments Coalition January 12, 2026 No Comments

Most Impacted Segments: Low-Income Households, Young Workers, Small Businesses WASHINGTON, D.C. – Proposals to cap credit card interest rates at 10% would dramatically restrict access to credit for all Americans. A…

Affordability is Key But One-Size-Fits-All Rate Caps Harm American Families

Electronic Payments Coalition January 9, 2026 No Comments

“We share the President’s goal of making everyday essentials more affordable for American families and agree hardworking households are already under real financial strain as a result of corporate mega-store…

We are the credit unions, community banks, payment card networks, and institutions who support the backbone of our economic system: electronic payments.

@EPC_Updates

Electronic Payments Coalition

Tag: Rate Cap

Credit Card Rate Caps Eliminate Access for 175-190 Million Americans, Nearly 90% of Cardholders

Affordability is Key But One-Size-Fits-All Rate Caps Harm American Families

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