Electronic Payments Coalition
May 1, 2012 No Comments
This study has been updated multiple times with new information as the Durbin Amendment made its way through Congress and ultimately took effect on October 1, 2011. On May 1,…
Electronic Payments Coalition
April 16, 2012 No Comments
According to new research by Phoenix Marketing International, half of all non-cash payments for fuel are made with a debit card (36 percent of all payments including cash), making it…
Electronic Payments Coalition
April 11, 2012 No Comments
Prepaid card use rose by about 18 percent in 2011 as consumers dropped traditional banking products such as checking accounts with higher fees, according to a study from Javelin Strategy. About…
Electronic Payments Coalition
February 28, 2012 No Comments
This is the first in a series of semi-annual reports to coincide with the Federal Reserve Chairman’s Humphrey-Hawkins testimony before Congress. The aim of these reports is to provide a…
Electronic Payments Coalition
November 18, 2011 No Comments
The Federal Reserve’s debit interchange fee cap, which went into effect on Oct. 1, may cost the banking industry $8 billion annually. The top 10 U.S. banks say they intend…
Electronic Payments Coalition
September 1, 2011 No Comments
Some 41% of card-not-present merchants responding to the survey at the Direct Response Forum’s annual conference earlier this month said they do not intend to pass on lower debit card…
Electronic Payments Coalition
September 1, 2011 No Comments
New records were set in two categories in this year’s study. Fees for nonsufficient funds, or overdrafts, hit a new high for the 13th consecutive year, while ATM fees rose…
Electronic Payments Coalition
August 16, 2011 No Comments
This Javelin Strategy report explores the initial outcomes, implications, and longer‐term expectations of the Durbin Amendment as it moves toward initial implementation in October of this year, detailing the amendment’s…
Electronic Payments Coalition
July 11, 2011 No Comments
A new report from Aite Group predicts 17 ways in which the Durbin amendment will reshape the U.S. payments industry in coming years. The report provides an overview of the…
Electronic Payments Coalition
May 12, 2011 No Comments
CUNA argues that due to debit interchange regulation, credit unions across the country will be forced to bear even more of the cost of merchant data breaches while the merchants…
We are the credit unions, community banks, payment card networks, and institutions who support the backbone of our economic system: electronic payments.