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The 2010 Federal Reserve Payments Study

Electronic Payments Coalition April 5, 2011 No Comments

The 2010 Federal Reserve Payments Study is the fourth of a series of triennial studies conducted by the Federal Reserve System to comprehensively estimate and study aggregate trends in noncash…

The Heritage Foundation Report

Electronic Payments Coalition March 17, 2011 No Comments

This report from the Heritage Foundation finds that the Durbin amendment will make it harder for consumers to use debit cards, hurt banks and credit unions, and increase fees that…

CATO and New York University Law School Study on Interchange Regulation

Electronic Payments Coalition February 24, 2011 No Comments

The study argues that the dangerous experiment of the Durbin Amendment is a reckless exercise in price controls.

Economic Analysis of the Effects of the Federal Reserve Board’s Proposed Debit Card Interchange Fee Regulations on Consumers and Small Businesses

Electronic Payments Coalition February 22, 2011 No Comments

This paper examines the impact of the reductions in interchange fees proposed by the the Federal Reserve Board on consumers and small businesses. It finds that consumers and small business would…

Comments of the National Taxpayers Union To the Board of Governors of the Federal Reserve

Electronic Payments Coalition February 22, 2011 No Comments

The NTU argues that debit regulation is nothing, but a harmful price control.

Comments of the Greenlining Institute on the Federal Reserve Proposed Regulation II: Debit Card Interchange Fees and Routing

Electronic Payments Coalition February 22, 2011 No Comments

The Greenlining Institute argues that debit regulation will cause great harm low income consumers.

Convergence Law Institute Comments on New Fed Rule

Electronic Payments Coalition February 21, 2011 No Comments

The Convergence Law Institute argues that interchange regulations are a series of detailed interventions into specific parts of a complicated financial ecosystem which lack sufficient guidance as to how the…

Americans for Prosperity Letter to Reps. Bachus and Frank

Electronic Payments Coalition January 1, 2011 No Comments

Americans for Prosperity argues that the Durbin amendment is a price control which will bring severe consequences.

Tower Bridge Advisors: Debit Card Interchange Fees and Routing

Electronic Payments Coalition December 23, 2010 No Comments

This statement argues that the proposal to reduce the debit card interchange rate change usurps the market’s price setting mechanism. While the intent would seem to be to benefit both…

Filene Research Institute Report: Interchange Regulation: Implications for Credit Unions

Electronic Payments Coalition December 1, 2010 No Comments

In Interchange Regulation: Implications for Credit Unions, author Adam Levitin builds on his previous research to dissect the Dodd- Frank Act and, in particular, the Durbin amendment affecting debt interchange.…

Source: All Other

The 2010 Federal Reserve Payments Study

The Heritage Foundation Report

CATO and New York University Law School Study on Interchange Regulation

Economic Analysis of the Effects of the Federal Reserve Board’s Proposed Debit Card Interchange Fee Regulations on Consumers and Small Businesses

Comments of the National Taxpayers Union To the Board of Governors of the Federal Reserve

Comments of the Greenlining Institute on the Federal Reserve Proposed Regulation II: Debit Card Interchange Fees and Routing

Convergence Law Institute Comments on New Fed Rule

Americans for Prosperity Letter to Reps. Bachus and Frank

Tower Bridge Advisors: Debit Card Interchange Fees and Routing

Filene Research Institute Report: Interchange Regulation: Implications for Credit Unions

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