Studies/Reports Archives - Page 4 of 6 - Electronic Payments Coalition

Prepaid Cards and Products in 2012: Enabling Financial Access for Underbanked and Gen Y Consumers

Electronic Payments Coalition April 11, 2012 No Comments

Prepaid card use rose by about 18 percent in 2011 as consumers dropped traditional banking products such as checking accounts with higher fees, according to a study from Javelin Strategy. About…

The Internet Retailer Survey: Lower debit card rates elude most online retailers, but it’s still early

Electronic Payments Coalition April 1, 2012 No Comments

Only 14.6% of online retailers that responded to the survey say they’re paying lower fees on debit card transactions, while 17.7% say they’re paying more and 67.7% say their debit…

The Hamilton Financial Index: A semi-annual report on the state of our financial services industry

Electronic Payments Coalition February 28, 2012 No Comments

This is the first in a series of semi-annual reports to coincide with the Federal Reserve Chairman’s Humphrey-Hawkins testimony before Congress. The aim of these reports is to provide a…

Where’s the Debit Discount?

Electronic Payments Coalition December 8, 2011 No Comments

The research presented in this document sought to identify evidence that retail customers are not seeing any benefit from these price controls. This exercise compared identical baskets of goods before…

Bloomberg Government Study: Business Impact of the Dodd-Frank Debit Fee Cap

Electronic Payments Coalition November 18, 2011 No Comments

The Federal Reserve’s debit interchange fee cap, which went into effect on Oct. 1, may cost the banking industry $8 billion annually. The top 10 U.S. banks say they intend…

Direct Response Forum Survey

Electronic Payments Coalition September 1, 2011 No Comments

Some 41% of card-not-present merchants responding to the survey at the Direct Response Forum’s annual conference earlier this month said they do not intend to pass on lower debit card…

2011 CHECKING ACCOUNT SURVEY

Electronic Payments Coalition September 1, 2011 No Comments

New records were set in two categories in this year’s study. Fees for nonsufficient funds, or overdrafts, hit a new high for the 13th consecutive year, while ATM fees rose…

The Durbin Amendment: Planning for $ix Billion in Change to Banks, Networks, Merchants and Consumers

Electronic Payments Coalition August 16, 2011 No Comments

This Javelin Strategy report explores the initial outcomes, implications, and longer‐term expectations of the Durbin Amendment as it moves toward initial implementation in October of this year, detailing the amendment’s…

Debit Card Interchange Regulation: Implications for the United States and Beyond

Electronic Payments Coalition July 11, 2011 No Comments

A new report from Aite Group predicts 17 ways in which the Durbin amendment will reshape the U.S. payments industry in coming years. The report provides an overview of the…

The 2010 Federal Reserve Payments Study

Electronic Payments Coalition April 5, 2011 No Comments

The 2010 Federal Reserve Payments Study is the fourth of a series of triennial studies conducted by the Federal Reserve System to comprehensively estimate and study aggregate trends in noncash…

Resource Type: Studies/Reports

Prepaid Cards and Products in 2012: Enabling Financial Access for Underbanked and Gen Y Consumers

The Internet Retailer Survey: Lower debit card rates elude most online retailers, but it’s still early

The Hamilton Financial Index: A semi-annual report on the state of our financial services industry

Where’s the Debit Discount?

Bloomberg Government Study: Business Impact of the Dodd-Frank Debit Fee Cap

Direct Response Forum Survey

2011 CHECKING ACCOUNT SURVEY

The Durbin Amendment: Planning for $ix Billion in Change to Banks, Networks, Merchants and Consumers

Debit Card Interchange Regulation: Implications for the United States and Beyond

The 2010 Federal Reserve Payments Study

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