Studies/Reports Archives - Page 3 of 6 - Electronic Payments Coalition

Richmond Fed Provides More Evidence that Durbin Is Failing Those It Intended to Help

Electronic Payments Coalition April 8, 2016 No Comments

A study by the Federal Reserve Bank of Richmond found that the Durbin Amendment is not working as Congress intended and has led to several unintended consequences. This resource provides further…

Philadelphia Fed Analysis of the Effect of Interchange Fee Restrictions on Small Banks Is Incomplete

Electronic Payments Coalition March 15, 2016 No Comments

The Federal Reserve Bank of Philadelphia published a brief yet incomplete note on the impact of Dodd-Frank on small banks. This resource clarifies positions stated in their analysis and provides…

Federal Reserve Bank of Richmond: Debit Card Interchange Fee Regulation

Electronic Payments Coalition May 9, 2013 No Comments

The Federal Reserve Bank of Richmond published the report “Debit Card Interchange Fee Regulation: Some Assessments and Considerations” in the third quarter 2012 issue of Economic Quarterly. The report analyzes…

Bankrate: Checking Fees Rise to Record Highs in 2012

Electronic Payments Coalition September 24, 2012 No Comments

The survey found that the costs of checking have risen dramatically, with some bank fees rising 25 percent or more. The survey finds that the rise in fees is, in…

2011 FDIC National Survey of Unbanked and Underbanked Households

Electronic Payments Coalition September 18, 2012 No Comments

In June 2011, the FDIC sponsored the second National Survey of Unbanked and Underbanked Households to collect data on the number of U.S. households that are unbanked and underbanked, their…

Pulse: Debit Issuer Study

Electronic Payments Coalition August 14, 2012 No Comments

The 2011 Debit Issuer Study, commissioned by PULSE, finds that small debit card issuers, including community banks and credit unions, on average expect a 73 percent decrease in debit interchange…

Government Barriers to Georgia’s Growth: How Dodd-Frank Price Controls Poach the Peach State’s Prosperity

Electronic Payments Coalition June 26, 2012 No Comments

This study from the Georgia Public Policy Foundation examines the effects of the Dodd-Frank Act on the Georgia economy. Georgia has been disproportionately affected by the financial crisis and this…

Moody’s Investor Service: New Debit Rules Hurt Banks and Reshape the Payment Processor Market

Electronic Payments Coalition June 20, 2012 No Comments

This report from Moody’s examines the effects of the Durbin amendment on banks and payment processors. The report speculates that Durbin amendment’s reform of debit interchange and routing practices hits banks…

Card Hub: Interchange Fee Study

Electronic Payments Coalition May 1, 2012 No Comments

This study has been updated multiple times with new information as the Durbin Amendment made its way through Congress and ultimately took effect on October 1, 2011. On May 1,…

Phoenix 2011 POS Profile & Trend Report: Gas Station Purchases

Electronic Payments Coalition April 16, 2012 No Comments

According to new research by Phoenix Marketing International, half of all non-cash payments for fuel are made with a debit card (36 percent of all payments including cash), making it…

Resource Type: Studies/Reports

Richmond Fed Provides More Evidence that Durbin Is Failing Those It Intended to Help

Philadelphia Fed Analysis of the Effect of Interchange Fee Restrictions on Small Banks Is Incomplete

Federal Reserve Bank of Richmond: Debit Card Interchange Fee Regulation

Bankrate: Checking Fees Rise to Record Highs in 2012

2011 FDIC National Survey of Unbanked and Underbanked Households

Pulse: Debit Issuer Study

Government Barriers to Georgia’s Growth: How Dodd-Frank Price Controls Poach the Peach State’s Prosperity

Moody’s Investor Service: New Debit Rules Hurt Banks and Reshape the Payment Processor Market

Card Hub: Interchange Fee Study

Phoenix 2011 POS Profile & Trend Report: Gas Station Purchases

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