Page 14 – Electronic Payments Coalition

Joint Letter Responding to State Legislation that would Prohibit Interchange on the Sale Tax Portion of Electronic Transactions

Electronic Payments Coalition October 20, 2021 No Comments

On October 20, 2021, the Electronic Payments Coalition, alongside eight other undersigned organizations, penned a joint letter to members of the Wisconsin Assembly Committee on Financial Institutions, including Chairwoman Cindi…

Myth vs. Fact: Rewards Credit Cards

Electronic Payments Coalition October 8, 2021 No Comments

There are several myths surrounding the use issue of rewards credit cards, illustrated in Emily Stewart’s piece, “The Ugly Truth Behind Your Fancy Rewards Credit Card.” Addressed below are several…

The Cost of the Durbin Amendment

Electronic Payments Coalition August 9, 2021 No Comments

The Durbin Amendment, passed as part of Dodd-Frank in 2010, established a government-imposed price control on interchange fees for debit cards. This cap has resulted in a massive transfer of…

Interchange and Small Businesses

Electronic Payments Coalition July 26, 2021 No Comments

Some retail industry groups like to claim that interchange fees are one of the highest costs facing small businesses. This claim, however, is false. The report below analyzes the costs…

What Exemption? — Community Banks & Credit Unions Lose Under the Durbin Amendment

Electronic Payments Coalition June 24, 2021 No Comments

Although the Durbin Amendment supposedly “exempted” community banks and credit unions, data from the Federal Reserve clearly show that, following the amendment’s passage, interchange revenue fell for these entities in real terms.…

Overview of Interchange and Its Value

Electronic Payments Coalition June 16, 2021 No Comments

Today, EPC released a new resource that explains what interchange is and how it works, and highlights the overall value it brings to the electronic payments system, including consumers and…

Infographic: Routing

Electronic Payments Coalition June 8, 2021 No Comments

[pdfviewer width="100%" height="750px" beta="true/false"]https://electronicpaymentscoalition.org/wp-content/uploads/2021/06/Routing-Infographic.pdf[/pdfviewer]

INFOGRAPHIC: Cost of Cash

Electronic Payments Coalition June 8, 2021 No Comments

[pdfviewer width="100%" height="750px" beta="true/false"]https://electronicpaymentscoalition.org/wp-content/uploads/2021/06/EPC-Cost-of-Cash.pdf[/pdfviewer]

Overview of Interchange

Electronic Payments Coalition April 9, 2021 No Comments

Today, EPC released a new resource that succinctly explains what interchange is, how it works alongside other fees, and overall what portion of total sales revenue it entails. It includes…

INFOGRAPHIC: Value of Electronic Payments

Electronic Payments Coalition April 8, 2021 No Comments

[pdfviewer width="100%" height="750px" beta="true/false"]https://electronicpaymentscoalition.org/wp-content/uploads/2020/10/Value-of-Electronic-Payments-Infographic-3.pdf[/pdfviewer]

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Joint Letter Responding to State Legislation that would Prohibit Interchange on the Sale Tax Portion of Electronic Transactions

Myth vs. Fact: Rewards Credit Cards

The Cost of the Durbin Amendment

Interchange and Small Businesses

What Exemption? — Community Banks & Credit Unions Lose Under the Durbin Amendment

Overview of Interchange and Its Value

Infographic: Routing

INFOGRAPHIC: Cost of Cash

Overview of Interchange

INFOGRAPHIC: Value of Electronic Payments

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