Electronic Payments Coalition

Q&A: How the Credit Card Settlement Affects You

Don’t be shocked if your favorite retailer, doctor or restaurant soon asks you to pay an extra 2.5% or 3%, just for using a credit card.

Updated Last:
December 9, 2025

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Electronic Payments Coalition
We are the credit unions, community banks, payment card networks, and institutions who support the backbone of our economic system: electronic payments.
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Electronic Payments Coalition

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