Electronic Payments Coalition

Could a Plan to End ‘Bill Shock’ Backfire on Consumers?

“The Durbin Amendment’s reduction of swipe fees led banks to implement new fees on checking account customers to recoup lost profits.”

Updated Last:
December 9, 2025

Get the Latest Updates Delivered to Your Inbox

By submitting you agree to our Terms & Conditions

More Updates

WSJ: Durbin-Marshall “Credit-Card Plan Would Backfire on Consumers”
EPC Executive Chairman Richard Hunt Op-ed in Fortune: Research Proves Durbin-Marshall Credit Card Bill Will Hurt Consumers
EPC Op-Ed: Congress Considering Credit Card Bill That Would Throw Holiday Plans into Reverse 
Electronic Payments Coalition
We are the credit unions, community banks, payment card networks, and institutions who support the backbone of our economic system: electronic payments.
@EPC_Updates
Electronic Payments Coalition

Quick Links

Interchange 101 News Resources

Key Issues

Durbin-Marshall Mandates What’s At Risk Who is Impacted The Facts

Research

Consumer Impact Small Business Rewards Programs Payments System
© 2026 Electronic Payments Coalition. All rights reserved.
Privacy Policy Terms of Use Contact
})