Resource Topic: Small Financial Institution Harm

The data is clear. The Durbin-Marshall credit card mandates would hurt small financial institutions – all to help the largest corporate mega-stores make more money.

[pdfviewer width="600px" height="900px" beta="false"]https://electronicpaymentscoalition.org/wp-content/uploads/2017/10/Research-Proves-Durbin-Needs-to-Go_Revised.pdf[/pdfviewer]

[pdfviewer width="600px" height="900px" beta="false"]https://electronicpaymentscoalition.org/wp-content/uploads/2022/02/Durbin-Amendment-Routing-Provision-A-Backdoor-Price-Control.pdf[/pdfviewer]

[pdfviewer width="600px" height="900px" beta="false"]https://electronicpaymentscoalition.org/wp-content/uploads/2017/05/Three-Major-Reasons-to-Repeal-Durbin-Blast.pdf[/pdfviewer]

On April 28, ABA, CBA, CUNA, EPC, FSR, ICBA, and NAFCU sent a letter to HFSC Chairman Hensarling and Ranking Member Waters urging repeal of the Durbin Amendment as part of…

The Electronic Payments Coalition submitted comments to Chairman Hensarling ahead of the planned markup of the Financial CHOICE Act, which includes a provision to repeal the Durbin Amendment. [pdfviewer width=”800px”…

The Electronic Payments Coalition submitted comments to the House Financial Services Committee on the Financial CHOICE Act, supporting the inclusion of the Durbin Amendment’s repeal. [pdfviewer width=”800px” height=”900px” beta=”false”]https://epc1.wpengine.com/wp-content/uploads/2016/07/EPCcommentletterCHOICEACTdrafttext072016.pdf[/pdfviewer]

We have often warned about the negative effects of interchange fee regulation and specifically a cap on interchange fees. Last year we warned the European Parliament that a proposed EU-wide…

The Federal Reserve Bank of Richmond published the report “Debit Card Interchange Fee Regulation:  Some Assessments and Considerations” in the third quarter 2012 issue of Economic Quarterly. The report analyzes…

This study from the Georgia Public Policy Foundation examines the effects of the Dodd-Frank Act on the Georgia economy. Georgia has been disproportionately affected by the financial crisis and this…