Small Business Harm Archives - Electronic Payments Coalition

Man sitting on the ground of his restaurant looking stressed reading papers.

The Data is Clear: The Durbin-Marshall Credit Card Bill Will Harm Small Businesses

Electronic Payments Coalition June 5, 2025 No Comments

Since Congress introduced price caps and routing mandates on debit cards in 2011, research from independent and government sources has illuminated their disproportionate negative impact on small businesses.

WHO IS REALLY BEHIND EFFORTS TO CHANGE THE WAY CREDIT CARDS WORK?

Electronic Payments Coalition June 1, 2025 No Comments

Those pushing credit card chaos bills want you to think these are organic campaigns being brought by local small businesses and restaurant owners. In reality, these business owners and restaurant…

Interchange = Access to Credit

Electronic Payments Coalition June 20, 2023 No Comments

Interchange allows financial institutions the ability to provide access to credit, especially in underserved, rural, and low-income communities. Without interchange, many institutions would be forced to stop issuing credit cards…

Small Business & Entrepreneurship Council: The Big-Box Bill (S. 1838/H.R. 3881) is Bad for Small Businesses

Electronic Payments Coalition June 19, 2023 No Comments

The Small Business and Entrepreneurship Council (SBE Council) strongly opposes harmful credit card routing legislation introduced this year in the Senate (S. 1838) and the House (H.R. 3881). This “Big-Box…

More Voices Call for Durbin Repeal

Electronic Payments Coalition April 27, 2017 No Comments

NRF and RILA Do Not Speak for All Small Business

Electronic Payments Coalition April 25, 2017 No Comments

Retail Buyer Beware: Big Box Stores Are Still Asking for Handouts after Durbin Amendment Windfall

Electronic Payments Coalition March 23, 2017 No Comments

[pdfviewer width=”800px” height=”900px” beta=”false”]https://epc1.wpengine.com/wp-content/uploads/2017/03/03.21.17-Small-Ticket-Business-Impact-FINAL.pdf[/pdfviewer]

EPC’s Letter to Rep. Hensarling on CHOICE Act

Electronic Payments Coalition September 12, 2016 No Comments

The Electronic Payments Coalition submitted comments to Chairman Hensarling ahead of the planned markup of the Financial CHOICE Act, which includes a provision to repeal the Durbin Amendment. [pdfviewer width=”800px”…

Federal Reserve Bank of Richmond: Debit Card Interchange Fee Regulation

Electronic Payments Coalition May 9, 2013 No Comments

The Federal Reserve Bank of Richmond published the report “Debit Card Interchange Fee Regulation: Some Assessments and Considerations” in the third quarter 2012 issue of Economic Quarterly. The report analyzes…

Center-Right Groups Oppose Price Controls on Retailers and Banks

Electronic Payments Coalition June 11, 2012 No Comments

The letter, signed by leaders of 18 center-right groups, calls for members Congress to reject price controls on retailers but to support a bipartisan bill to repeal the Durbin price…

Resource Topic: Small Business Harm

The Data is Clear: The Durbin-Marshall Credit Card Bill Will Harm Small Businesses

WHO IS REALLY BEHIND EFFORTS TO CHANGE THE WAY CREDIT CARDS WORK?

Interchange = Access to Credit

Small Business & Entrepreneurship Council: The Big-Box Bill (S. 1838/H.R. 3881) is Bad for Small Businesses

More Voices Call for Durbin Repeal

NRF and RILA Do Not Speak for All Small Business

Retail Buyer Beware: Big Box Stores Are Still Asking for Handouts after Durbin Amendment Windfall

EPC’s Letter to Rep. Hensarling on CHOICE Act

Federal Reserve Bank of Richmond: Debit Card Interchange Fee Regulation

Center-Right Groups Oppose Price Controls on Retailers and Banks

Quick Links

Key Issues

Research