Page 2 – Electronic Payments Coalition

Credit Card Rate Caps Effectively Eliminate Access for Up to 190 Million Americans

Electronic Payments Coalition January 12, 2026 No Comments

A new Electronic Payments Coalition study found nearly 90% of current cardholders – between 175-190 million Americans – would effectively lose access to credit. Essentially, any American with a credit…

The Truth About International Interchange

Electronic Payments Coalition November 21, 2025 No Comments

The Ghostly Impact of Durbin’s Debit Mandates on Your Wallet

Electronic Payments Coalition October 29, 2025 No Comments

This October marks the 14th anniversary of the implementation of the notorious Durbin Amendment, which mandated price controls on debit cards. Senator Dick Durbin—swayed by the interests of corporate mega-stores…

Financial Services Coalition Sends Joint Letter to Senate Leaders Opposing Harmful Credit Card Mandates in National Defense Authorization Act (NDAA)

Electronic Payments Coalition August 20, 2025 No Comments

Eight trade associations representing the financial services industry including the American Bankers Association, America’s Credit Unions, Association of Military Banks of America, Bank Policy Institute, Consumer Bankers Association, Defense Credit…

Cashback to School with EPC

Electronic Payments Coalition August 13, 2025 No Comments

As summer ends, American families prepare for back-to-school shopping, relying on credit cards as their go-to payment method for careful budgeting and secure transactions.

Couple being counseled by a financial adviser.

New Study Confirms Durbin-Marshall, State Credit Card Mandates Hurt Community Banks, Credit Unions, Consumers

Electronic Payments Coalition June 9, 2025 No Comments

WASHINGTON, DC — A new study from the University of Miami’s School of Finance offers yet further confirmation that proposed mandates in the Durbin Marshall Credit Card Bill, as well as similar state-level…

Man sitting on the ground of his restaurant looking stressed reading papers.

The Data is Clear: The Durbin-Marshall Credit Card Bill Will Harm Small Businesses

Electronic Payments Coalition June 5, 2025 No Comments

Since Congress introduced price caps and routing mandates on debit cards in 2011, research from independent and government sources has illuminated their disproportionate negative impact on small businesses.

WHO IS REALLY BEHIND EFFORTS TO CHANGE THE WAY CREDIT CARDS WORK?

Electronic Payments Coalition June 1, 2025 No Comments

Those pushing credit card chaos bills want you to think these are organic campaigns being brought by local small businesses and restaurant owners. In reality, these business owners and restaurant…

What Mega-Stores Like Walmart and Target Don’t Want You to Know About Credit Cards

Electronic Payments Coalition May 22, 2025 No Comments

The Electronic Payments Coalition released a new explainer document highlighting why retailers and their trade associations have historically pushed for greater usage of credit cards.

All You Need to Know about the Durbin-Marshall Credit Card Bill

Electronic Payments Coalition May 21, 2025 No Comments

Megaretailers like Walmart, Target, and Home Depot are working to convince their allies in Congress to pass corporate welfare legislation paid for by American consumers. These Main Street job killing…

Archives

Credit Card Rate Caps Effectively Eliminate Access for Up to 190 Million Americans

The Truth About International Interchange

The Ghostly Impact of Durbin’s Debit Mandates on Your Wallet

Financial Services Coalition Sends Joint Letter to Senate Leaders Opposing Harmful Credit Card Mandates in National Defense Authorization Act (NDAA)

Cashback to School with EPC

New Study Confirms Durbin-Marshall, State Credit Card Mandates Hurt Community Banks, Credit Unions, Consumers

The Data is Clear: The Durbin-Marshall Credit Card Bill Will Harm Small Businesses

WHO IS REALLY BEHIND EFFORTS TO CHANGE THE WAY CREDIT CARDS WORK?

What Mega-Stores Like Walmart and Target Don’t Want You to Know About Credit Cards

All You Need to Know about the Durbin-Marshall Credit Card Bill

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