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Why The So-Called Credit Card Competition Act of 2022 Failed

| Electronic Payments Coalition

Despite vigorous lobbying from the merchant community and their allies, the falsely named Credit Card Competition Act of 2022 was deeply unpopular legislation—among both Democrats and Republicans. This legislation would have hurt consumers by increasing costs, weakening payment security, harming small financial institutions, reducing access to credit for those who need it the most, and ending popular credit card rewards programs.

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