Electronic Payments Coalition

Durbin-Marshall: Europeanizing the U.S. Payments System

The Electronic Payments Coalition (EPC) issued a new document examining the negative effects the credit card mandates, similar to those imposed in Europe, would have on American consumers and the nation’s economy. Europeans, as a result of government mandates, have significantly restricted access to credit cards, and those with cards face fees up to 105% higher than American cardholders.

Updated last: 
March 25, 2026

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