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Senate bill on credit card routing would harm consumers

| BankRate.com

Last week, U.S. Senators Richard Durbin and Roger Marshall introduced a bill known as the Credit Card Competition Act of 2022. It would require financial institutions with more than $100 billion in assets to offer merchants much more say in how credit card transactions are routed. The bill stipulates that at least two unaffiliated networks must be available—and they can’t be Visa and Mastercard (the two largest credit card networks) together.

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