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In EMV Debate, Chip Matters More than Anything Else - Electronic Payments Coalition

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In EMV Debate, Chip Matters More than Anything Else

December 8, 2015 | American Banker

A recent column by Penny Crosman on whether cards with newer chip technology should be paired with a signature or PIN, for added security, came down squarely on the side of using PINs. But the article overlooked a key fact in the debate: neither is the most important defense against fraud. It’s the chip that matters.