To prevent fraud in the first place, banks are currently introducing cards with so-called E.M.V. chips, which make counterfeiting cards — currently the most prevalent sort of fraud — much more difficult.
How the “Credit Card Competition Act” Would End 250-Million Co-Branded Card in the U.S.
Electronic Payments Coalition
ABA Ads Urge Payments Innovations, Not Mandates
ABA Banking Journal
5 Years Later: Dodd-Frank Continues to Cripple Small Business, Kill American Jobs
Americans for Tax Reform
Dodd-Frank’s Dire Legacy: The Durbin Amendment
Competitive Enterprise Institute
General, What Others Are Saying