restrict-user-access domain was triggered too early. This is usually an indicator for some code in the plugin or theme running too early. Translations should be loaded at the init action or later. Please see Debugging in WordPress for more information. (This message was added in version 6.7.0.) in /nas/content/live/epc1/wp-includes/functions.php on line 6121The site’s 2012 Durbin Amendment Impact Study concludes that the law is costing large banks $8.06 billion and small banks $329.4 million annually. For the large banks — those with more than $10 billion in assets — fee revenue has fallen 59.3 percent for signature transactions and 32.4 percent for PIN transactions.