Studies/Reports Archives - Electronic Payments Coalition

A Guide to Meeting with the National Association of Convenience Stores (NACS) This Week

Electronic Payments Coalition March 16, 2026 No Comments

This week, as you meet with NACS members, they will likely bring up the Durbin-Marshall credit card mandates and interchange. Here is a helpful guide to interpreting their talking points.

The Truth About International Interchange

Electronic Payments Coalition November 21, 2025 No Comments

Man sitting on the ground of his restaurant looking stressed reading papers.

The Data is Clear: The Durbin-Marshall Credit Card Bill Will Harm Small Businesses

Electronic Payments Coalition June 5, 2025 No Comments

Since Congress introduced price caps and routing mandates on debit cards in 2011, research from independent and government sources has illuminated their disproportionate negative impact on small businesses.

FTC Report: Largest Mega-Stores, Grocery Conglomerates Profit Off Pandemic Price Hikes

Electronic Payments Coalition May 20, 2025 No Comments

EPC’s new one-pager highlights how mega-stores used their market power to avoid supply chain disruptions while raising prices under the guise of supply chain problems.

Study: Economic Impact of Credit Card Competition Act on U.S. Travel and Tourism

Electronic Payments Coalition January 8, 2025 No Comments

WASHINGTON, DC – New data by leading global economic forecaster Oxford Economics Research shows that the Durbin-Marshall credit card bill introduced in 2023 could create an economic slowdown for the…

A Staffer’s Guide to Meeting with the National Retail Federation (NRF) This Week

Electronic Payments Coalition July 23, 2024 No Comments

EPC debunks false claims made by the National Retail Federation about the Durbin-Marshall Credit Card Bill.

The Data is Clear: The Durbin-Marshall Credit Card Bill Will Harm Credit Unions and Community Banks

Electronic Payments Coalition February 8, 2024 No Comments

The data is clear. The Durbin-Marshall credit card mandates would hurt small financial institutions – all to help the largest corporate mega-stores make more money.

The Data is Clear: The Durbin-Marshall Credit Card Bill Will Harm Consumers

Electronic Payments Coalition February 6, 2024 No Comments

The facts are clear: proposed mandates under the Durbin-Marshall bill would deprive consumers of essential credit card benefits such as cash back, fraud protection, and credit access.

Legislative Insanity: Don’t Let Congress Ignore the Facts About the Durbin-Marshall Credit Card Bill

Electronic Payments Coalition February 1, 2024 No Comments

A new EPC one-pager highlights private and government reports outlining the pitfalls of the Durbin-Marshall Credit Card Bill.

EPC Chart: Retailer Sales Rise While Interchange Remains Flat

Electronic Payments Coalition August 31, 2023 No Comments

Big-box retailers, led by Walmart and Target, and their allies in Congress continue to distort the truth about interchange in order to help their bottom lines. Data collected by Verisk…

Resource Type: Studies/Reports

A Guide to Meeting with the National Association of Convenience Stores (NACS) This Week

The Truth About International Interchange

The Data is Clear: The Durbin-Marshall Credit Card Bill Will Harm Small Businesses

FTC Report: Largest Mega-Stores, Grocery Conglomerates Profit Off Pandemic Price Hikes

Study: Economic Impact of Credit Card Competition Act on U.S. Travel and Tourism

A Staffer’s Guide to Meeting with the National Retail Federation (NRF) This Week

The Data is Clear: The Durbin-Marshall Credit Card Bill Will Harm Credit Unions and Community Banks

The Data is Clear: The Durbin-Marshall Credit Card Bill Will Harm Consumers

Legislative Insanity: Don’t Let Congress Ignore the Facts About the Durbin-Marshall Credit Card Bill

EPC Chart: Retailer Sales Rise While Interchange Remains Flat

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