New Study Confirms Durbin-Marshall, State Credit Card Mandates Hurt Community Banks, Credit Unions, Consumers

The Data is Clear: The Durbin-Marshall Credit Card Bill Will Harm Small Businesses

All You Need to Know about the Durbin-Marshall Credit Card Bill

Guard Your Card: Protecting Your Private Data

New EPC Study Shows Credit Card Rewards are a Lifeline for Working Class Americans

New Study Shows LMI Households Rely on Credit Card Rewards

Press Releases/Statements×

Durbin-Marshall Allies Use Iran Conflict to Peddle False Claims on Gas Prices to Fuel Mega-Store Giveaway

April 16, 2026 Electronic Payments Coalition

WASHINGTON, D.C. – The Electronic Payments Coalition reissued a fact sheet highlighting the factually inaccurate campaign by supporters of the Durbin-Marshall credit card mandates, who are attempting to use the Iran…

WHO IS REALLY BEHIND EFFORTS TO CHANGE THE WAY CREDIT CARDS WORK?

June 1, 2025 Electronic Payments Coalition

Those pushing credit card chaos bills want you to think these are organic campaigns being brought by local small businesses and restaurant owners. In reality, these business owners and restaurant…

What Mega-Stores Like Walmart and Target Don’t Want You to Know About Credit Cards

May 22, 2025 Electronic Payments Coalition

The Electronic Payments Coalition released a new explainer document highlighting why retailers and their trade associations have historically pushed for greater usage of credit cards.

A Staffer’s Guide to Meeting with the Merchants Payments Coalition (MPC) This Week

December 16, 2024 Electronic Payments Coalition

This week, as you meet with lobbyists from the Merchants Payments Coalition (MPC), you will hear their talking points about credit card interchange and the Durbin-Marshall Credit Card Bill. Below…

Industry Statements on on Merchant, Payment Network Lawsuit Agreement

March 26, 2024 Electronic Payments Coalition

EPC STATEMENT: WASHINGTON – Electronic Payments Coalition (EPC) Executive Chairman Richard Hunt issued the following statement regarding the impact the interchange lawsuit agreement between U.S. merchants, Visa, Mastercard and other financial…

Rising Inflation Squeezes American Families as Corporate Retail Giants Reap Inflated Profits

February 28, 2024 Electronic Payments Coalition

A new EPC one-pager highlights the data outlining the legislation's pitfalls and how mega-stores continue taking more money out of consumers' pockets without any financial return.

This Valentine’s Day, It’s Time to DUMP the Durbin-Marshall Credit Card Bill

February 14, 2024 Electronic Payments Coalition

This Valentine's Day, It's Time to DUMP the Durbin-Marshall Credit Card Bill!

Merchant Groups And Their Allies How Does Anyone Trust Them?

June 27, 2023 Electronic Payments Coalition

Senator Dick Durbin and his merchant and retail allies made some big promises when they proposed debit card interchange regulations back in 2010. Turns out, none of those promises were…

Interchange = Access to Credit

June 20, 2023 Electronic Payments Coalition

Interchange allows financial institutions the ability to provide access to credit, especially in underserved, rural, and low-income communities. Without interchange, many institutions would be forced to stop issuing credit cards…

Myth vs. Fact: Correcting the NYT Op-ed on Credit Card Rewards

March 15, 2023 Electronic Payments Coalition

On March 4, 2023, The New York Times published an op-ed attacking rewards credit cards, entitled “The Dirty Little Secret of Credit Card Rewards Programs.” The op-ed makes several misleading…

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